Loan Programs

Asset Based Solution (ABS), LLC provides flexible short-term loan programs to help our borrowers achieve their immediate goals, then they can either sell the property for profit or refinance it with an long-term loan. As a specialized local hard money lender, we are your reliable finance source for real estate investment.

Experience Level


Credit Score

No minimum

Interest Rate

9% - 12%


2% - 3%

Loan to Project Cost

50% - 85%

Loan to After Repair Value

up to 70 %

Closing Time

mostly within 2 weeks

Lending Area

Connecticut, Florida, Maryland, New Jersey, New York and Pennsylvania

Loan Types

💰 Fix and Flip Loan

A loan made to purchase a house that needs repair and fix it up before reselling it for profit.

Interest Rate

9% - 12%

Advance Rate on Value

Up to 85%

Loan to After Rehab Value

60% - 70%

💰 New Construction

A loan used for land acquisition and construction of a new commercial or investment property.

Interest Rate

10% - 12%

Advance Rate on Value

Up to 60%

Loan to After Rehab Value


💰 Cash Out

A loan to refinance an existing mortgage loan, where the new loan is for a larger amount than the old loan.

Interest Rate

10% - 12%

Advance Rate on Value

Up to 45%

Loan Size

$70K - $2M

Leading New York & Florida Hard Money Lender, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania

Follow Us:     

New York Office

1133 Westchester Avenue,
Suite N006, White Plains,
New York, NY 10604


Get directions on the map

Florida Office

10208 NW 47th St,
Ft Lauderdale,
FL 33351


Get directions on the map

Copyright © 2016 - 2017 Asset Based Solution, LLC. All Rights Reserved.